Your Home in the Sun – With a Smart Plan

Owning property in Spain is a dream for many, but the process requires careful planning. Prime&Nova Estates helps international buyers make safe, transparent, and profitable real estate investments across the Costa del Sol.

1. Legal security and property verification

Always review the Nota Simple, confirming ownership and existing debts. Prime&Nova Estates works with specialized lawyers to ensure a secure purchase.

2. NIE number and Spanish bank account

Foreign buyers need an NIE (tax ID) and a Spanish bank account to handle payments and taxes.

3. Reservation and purchase contract

Start with a reservation contract, then sign the private purchase contract with a 10 % deposit. The sale is finalized at the notary.

4. Purchase costs

Expect 10–13 % additional costs (taxes, notary, legal fees, registry). Prime&Nova Estates provides full transparency.

5. Tourist license

If you plan to rent, a tourist license (VFT) is required in Andalusia for legal rentals.

6. Property inspection and energy certificate

An energy efficiency certificate is mandatory. We help assess renovation costs and value potential.

7. Financing

Spanish banks offer up to 70 % financing. Prime&Nova Estates cooperates with local banks to secure the best mortgage offers.

8. After the purchase

Transfer utilities and take out home insurance for peace of mind.

Conclusion

Buying property in Spain is simple when you know the process. With Prime&Nova Estates – Experience meets Innovation, you gain security, expertise, and personalized guidance.