Opening a Spanish Bank Account
Essential for your property purchase

Everything you need to know to open a Spanish bank account safely and quickly – especially for buyers on the Costa del Sol.

Why a Spanish bank account is important

A Spanish bank account is essential for property purchases. It allows:

• Payment of the purchase price and additional costs
• Arrangement of mortgages or financing
• Payment of taxes, insurance, and community fees
• Easy management of your property from abroad

Without a bank account, many steps of the purchase process are impossible, including registration in the land registry or payment of notary fees.

How to open a Spanish bank account

Accounts can usually be opened directly at a Spanish bank or online via international banks. Required documents include:

• Valid passport or ID card
• Proof of address (rental contract, utility bill, etc.)
• NIE number (Número de Identidad de Extranjero)
• Tax identification from your home country
• Proof of income or employment, if required

Many buyers choose the assistance of Mike Naumann Immobilien to ensure all formalities are completed correctly.

Personalized support for property purchase

Mike Naumann Immobilien guides you professionally and transparently through the entire buying process.

WhatsApp: +34 622 318 266
Email: info@mikenaumannimmobilien.com