Additional Costs When Buying Property in Spain
Complete Guide for Buyers on the Costa del Sol

Everything you need to know about taxes, notary fees, registration, and other costs when purchasing a property in Spain.

Why Additional Costs Matter

When buying a property in Spain, additional costs apply beyond the purchase price, which must be planned for:

• Property transfer tax or VAT (depending on property type)
• Notary and land registry fees
• Real estate agency commission (if applicable)
• Legal fees and translations
• Registration fees for the property
• Financing costs if taking out a mortgage

Knowing all additional costs helps you plan your budget and avoid surprises.

Typical Additional Costs

• Property transfer tax: 7–10 % for existing properties, or 10 % VAT for new builds.
• Notary fees: depend on the purchase price and complexity of the deed.
• Land registry: registration of the property in the Spanish land registry.
• Legal fees: contract review by a lawyer.
• Agency commission: usually 3–5 % if using a real estate agent.

Personal Support When Buying Property

Mike Naumann Immobilien guides you transparently and professionally throughout the entire purchase process.

WhatsApp: +34 622 318 266
Email: info@mikenaumannimmobilien.com