How to safely sell a mortgaged property in Spain — including mortgage release procedures, costs, taxes and seller rights on the Costa del Sol with Mike Naumann Immobilien.
WhatsAppMany owners ask themselves: Can I sell my property even if there is still a mortgage? The short answer is yes — but the process requires proper coordination with the bank and correct handling of the mortgage registration.
In Spain, mortgages are registered in the Land Registry. When selling, this entry must usually be fully cancelled as part of the transaction. Mike Naumann Immobilien supports sellers across the Costa del Sol (Marbella, Málaga, Fuengirola, Estepona) through every step.
Selling a property with a mortgage is similar to a standard sale, but includes several additional key steps:
Experience with Spanish banks, notaries and the Land Registry is crucial for a smooth transaction.
Typical costs involved in selling a mortgaged property include:
These costs vary depending on the bank and mortgage terms. Mike Naumann Immobilien provides a detailed cost overview before marketing begins.
Choose the type of property you are interested in:
Mike Naumann Immobilien ensures a smooth, secure and economically optimised sale process.
Selling a property with an existing mortgage in Spain is entirely possible with the right preparation and professional guidance. With Mike Naumann Immobilien, you benefit from experience, transparency and security — especially on the Costa del Sol.
Español
English
Deutsch
Français
Suomi
Svenska
Nederlands
