Financing a property in Spain is possible for both residents and non-residents. Spanish banks offer competitive mortgage conditions, especially for well-prepared buyers.
➡️ Mortgage Options in Spain
➡️ Mortgages for residents and non-residents
➡️ Financing up to 60–70% for non-residents
➡️ Fixed-rate and variable-rate mortgages
➡️ Terms up to 25–30 years (age-dependent)
➡️ Requirements for Financing
➡️ Valid NIE number
➡️ Spanish bank account
➡️ Proof of income and assets
➡️ Credit assessment by the bank
➡️ Important Tips
➡️ Get a mortgage pre-approval before buying
➡️ Consider additional costs (10–12%)
➡️ Work with professionals familiar with international buyers
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